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Meeting Visa Insurance Requirements

Many countries require proof of adequate health insurance coverage as part of their visa application process. This guide explains how Nomad Insurance policies can help you meet these requirements.

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Common Visa Insurance Requirements

While requirements vary by country, most visa-compliant insurance policies must include:
  1. Minimum coverage amounts (typically €30,000 - €100,000)
  2. Medical emergency coverage
  3. Hospitalization coverage
  4. Repatriation coverage
  5. Coverage for the entire visa period
  6. Valid in the specific country or region

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Insurance for Specific Visa Types

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Schengen Visa Requirements

For travel to Schengen Area countries (26 European nations):
  • Minimum coverage: €30,000
  • Must cover medical emergencies and repatriation
  • Must be valid throughout the Schengen Area
  • Coverage period must match visa duration

Schengen Visa Insurance

Get a policy that meets all Schengen visa requirements

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Digital Nomad Visa Requirements

For countries offering digital nomad or remote work visas:
  • Typically requires comprehensive health insurance
  • Often needs higher coverage limits (€100,000+)
  • May require specific benefits like emergency evacuation
  • Usually requires 12-month coverage
Countries with digital nomad visas include:
  • Portugal
  • Croatia
  • Estonia
  • Barbados
  • United Arab Emirates
  • Costa Rica

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Student Visa Requirements

For international students:
  • Often requires comprehensive coverage
  • May need specific benefits like mental health coverage
  • Coverage for the entire academic period
  • May need coverage for repatriation of remains

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Working Holiday Visa Requirements

For working holiday programs:
  • Comprehensive health coverage
  • Coverage for the entire visa period
  • May require work-related injury coverage
  • Often needs repatriation benefits

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Country-Specific Requirements

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United States (J-1 Visa)

  • Minimum medical benefits: $100,000 per accident or illness
  • Deductible not to exceed $500 per accident or illness
  • Medical evacuation coverage: $50,000
  • Repatriation coverage: $25,000
  • Must meet specific benefit requirements

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United Kingdom

  • Private medical insurance required for many visa types
  • Must cover at least £150,000 in medical treatment
  • No access to public funds requirement for many visas

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Australia

  • Overseas Student Health Cover (OSHC) for student visas
  • Various requirements for other visa types
  • Medicare ineligibility for many temporary residents

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Germany

  • Proof of health insurance required for residence permits
  • Must meet German regulatory standards
  • Long-term residents may need to join German public health system

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Verification Documents

When applying for a visa, you may need to provide:
  1. Insurance certificate with coverage details
  2. Visa letter specifically stating compliance with requirements
  3. Policy documentation showing benefits and exclusions
  4. Proof of payment demonstrating active coverage

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How We Help Meet Requirements

Nomad Insurance provides:
  • Visa compliance verification before purchase
  • Custom visa letters for immigration authorities
  • Electronic documentation for immediate visa applications
  • Renewal reminders to maintain continuous coverage
  • 24/7 support for visa-related insurance questions

Get Visa-Compliant Insurance

Purchase insurance that meets your specific visa requirements